Benefits for Users
WMnotes can be used just like cash to send and receive funds online, offline, and via SMS.
WMnotes are:
Accessible - Anyone can use WMnotes. There is no need to open an account, download complex software, or register your personal details. All you need is a WM Number and WM Code to start using WMnotes today.
Convenient - You can use WMnotes to pay online, offline, or via SMS. You decide how to store and transfer access codes: IM them, whisper them, or scribble them down. You can even keep them in your wallet just like real money.
Low cost - WMnotes offer considerable savings compared to alternative payment methods. There are no transaction fees for shopping with WMnotes. Other WMnotes transactions are subject to a low 1% charge.
Fast - WMnote payments take only a few seconds to make. If you are a merchant accepting WMnotes as a form of payment, our Merchant Interface ensures an instantaneous transfer of funds.
Secure - WMnotes are protected by encryption coding that prevents unauthorized use of your funds. Only you decide where and how to store your access codes. Even if you misplace your access codes, the maximum par value of WMnotes limits your potential losses to 150 EUR or its equivalent in another currency.
Benefits for Businesses
WMnotes open new possibilities for Internet businesses.
Issuers (electronic money institutions and banks) can issue and service their own e-money. Learn more
Merchants can sell goods and services in exchange for e-money of various Issuers. Learn more
Dealers can sell and distribute e-money of various Issuers. Learn more
WebMoney.EU is continuously looking for new members, such as e-money institutions, banks, merchants, dealers, and individual resellers of e-money. By becoming a WebMoney.EU member, your business gains access to our unique technology, an international marketplace, and a constantly expanding network of e-commerce professionals – all working within the framework of a single European market.