The following WMnote transactions are available to WebMoney.EU users:

Payments for goods and services - With WMnotes, users can make payments to merchants via Payment Terminal, which will deduct a specified sum from customer's WMnote and credit it to merchant's account. Payment Terminals are located at merchant websites.

Attention: Merchants accept WMnotes on the basis of contractual agreements with Issuers and may be unable to accept your WMnote due to lack of necessary arrangements with its Issuer. Please verify whether the merchant accepts WM ntes of your Issuer prior to selecting a product.

Verification of WMnote  - allows users to ensure validity of WMnote in their possession. Submitting a WM Number will verify WMnote's validity, par value, currency, and Issuer. Submitting WM Number and WM Code will also verify WM Code.

Change Codes - issues new access codes to a WMnote upon entry of its WM Number and WM Code. Users may want to change the access codes (WM Number and WM Code), for example, when they receive a WMnote from another User. 

Transfer - allows two WMnote users to transfer par value between their respective WMotes. The WM Number of the recipient's WMnote functions as an identifier for transfer of par value. Upon submitting its WM Number and WM Code, WMnote of the sender will decrease in its par value and recipient's WMnote par value will be correspondingly increased.

Split or Multi Split - allows division of a single WMnote into two or more WMnotes. The User sets and allocates the nominal value between WMnotes that are created.  

Merger - allows two WMnotes to be merged into a single WMnote. Par value of one WMnote is fully transferred to another WMnote. This transaction is particularly useful for gathering WMnotes with small par values into a larger WMnote, for example, for ease of use.

Redemption  - allows redemption of WMnotes from their Issuer at par value. Terms and conditions of redemption of WMnotes are set by their respective Issuers. Please contact your Issuer for further information. To confirm the Issuer of your WMnote, use verification procedure described above.

Attention: WMnotes are issued and redeemed by their respective Issuers. Before redemption of WMnote, please verify its Issuer.